*Membership eligibility required. Must be a resident of a state that allows prize-linked savings programs. Opening deposit minimum of $5 required and unlimited deposits allowed. Two early withdrawals allowed from your “Bucks for Buckeyes” account in the 12-month period with a $10 early withdrawal fee applied to each. After two withdraws, the account must be closed. Limited to one consumer account per person (or joint membership account, with primary account holder receiving entry) per participating credit union. Entries roll from month to month. For full details and disclosures click here. (https://www.educacu.com/story/privacy-and-notices/)

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Prize -Linked  Savings

Saving money is one of those things everyone knows they should do, but actually doing it can feel difficult or even impossible. According to a 2019 survey done by Statista, nearly 70% of Americans have less than $1,000 stashed away in savings, and 45% having nothing saved at all. Yet, the average American spends hundreds or even thousands of dollars playing the lottery every year. That’s why we offer a free program that rewards our members for saving money! With over $4,000 in cash prizes to be awarded this year, it can pay to save!

Save money to win money! 


Only $5 to open the account!

All prize drawings exclusively for EducaCU members - better chances of winning!

Qualifying entry = For every $20 deposit, an entry is earned up to 5 entries per month and with auto-transfer or payroll deduction it’s easy!

Offers a tiered dividend rate program – earn dividends as you save money to win money!

3845 Angola Rd., Toledo, OH 43615

Watch this video to see how it works!